Your Property Connection

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Your Property Connection

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Your Property Connection

(916) 663-6623

AVOID FORECLOSURE Options

Is your Situation Temporary? Rent the home

If this is an option you want to be sure that your payment is covered:  Here is what you want to include:

  1. Mortgage Payment
  2. Taxes
  3. Water & Sewer
  4. Insurance

Loan Modification

CALL AS SOON AS YOU KNOW YOU WILL NOT BE ABLE TO MAKE YOUR PAYMENT!!!!!  

We can help you speak with your lender to be sure you are getting the best deal.   You will want to ask for:

  1. Loan Reduction & Forgiveness
  2. Longer payment Period (40 Years)
  3. Reduced interest rate

Short Sale

Short Sale is only if your home is worth less than you owe!  When the first 2 don't work, give us a call.  We can help you determine if this is a short sale or an equity sale.  We can  work with you get it listed and sold within a time frame that is right for you.  We work with the lender and update you throughout the process.

  • No out-of-pocket fees
  • Permanent Relief
  • Possible Money back at closing 
  • Expert Short Sales Negotiator on your side
  • Buy a home in as little as 2 years 
  • Least damaging to your credit score

Foreclosure

Foreclosure is an option but not your best one!  Especially if you have equity in the property!

  • Up to 7 years before you can buy a home 
  • Most damaging to your credit 
  • Possible major tax ramification (check with your CPA)
  • If you have refinanced you may owe the lender money


Non Judicial States take some time to foreclose.  

Here is the timeline:

  • 3 - 4 months to receive an NOI (notice of intent to foreclose)
  • 30 days after the NOI you will receive an NOD (Notice of Default) This is a very pubic notice
  • 111 days after the NOD they can foreclose - this is 90 days + 3 weeks of advertising

Your Property Connection | DRE# 01909221

2351 Sunset Blvd. 170-176 Rocklin, CA 95765 us

(916) 663-6623

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